TIP! Before canceling a credit card and closing your account, ensure you understand how canceling it affect your credit. Sometimes, closing a card can have a negative impact on your credit scoring and this is something nobody wants. These days, consumers require as much information and advice as possible to keep their finances in order […]

TIP! Don’t use cards to buy items you could never afford. While it’s fine to use your card to purchase an item you can pay for later, it is not a good idea to purchase something you will have trouble paying down the line. Credit cards offer perks, such as vacation points, to those who […]

TIP! Keeping two or three credit card accounts open is a sound financial practice. Having two or three cards will help you to improve your credit rating. Having a credit card can be a good way to build a responsible credit history. Staying educated on each card is vitally important for consumers who choose to […]