TIP! If you apply for a store branded credit card, make sure it is a store that you shop at regularly. Every application for a credit card is recorded on your credit file, even if you do not actually open up a store card account. Consumer advice is a commodity itself these days, especially when […]

TIP! Make sure you can afford everything you buy with a credit card. It is acceptable to use your credit to make purchases that you will be able to pay off later, but do not make large purchases that could put you in a financial bind. Bank cards can be useful in a lot of […]

TIP! Take a look at the fine print. Before accepting any offer for a credit card, be informed of all the details. Bank cards can give great rewards, provided they are used with care and control. People who are not wise will charge the vacation to their credit card and then stress out later about […]

TIP! It is wise to have two or three different credit cards available for your use. This can build up a credit score, and this is especially true if you’re able to pay them monthly. Having a credit card can be a good way to build a responsible credit history. Understanding the terms of each […]

TIP! Make sure you have the money to pay for any charges you make on your credit cards. Though you may want to use a card to make a purchase that you are certain you can repay down the road, it is not smart to buy something that you clearly cannot easily afford. It is […]