TIP! Don’t use cards to buy something that you cannot afford. It can be tempting to buy large items on credit, but this practice can quickly get out of hand, leaving you with more debt than you can pay off. Advice for consumers is a business in and of itself these days. Charge cards are […]

TIP! Fees from going over the limit want to be avoided, just as late fees should be avoided. Both are pretty steep, and the cost of going over the limit can not only affect your wallet but also your credit report. Many people have become afraid of credit cards because of the many financial horror […]

TIP! If you see any suspicious charges to your credit card, call your credit card company right away. By doing this, you will help the card company to catch the person responsible. There are people who find the idea of bank cards to be somewhat frightening. There is no need to be scared of bank […]

TIP! Many people wonder if it is better to have one credit card or many. For most people, it is best to have two or three credit cards open. You will always need to have some cash, but charge cards are typically used to buy goods. As banks make it harder on you with fees […]

TIP! Before opening a credit card, be sure to check if it charges an annual fee. Annual fees for black or platinum cards can range from $100 to $1000 depending on the card’s exclusivity. It can be time consuming and confusing trying to sort though credit card promotions that arrive with your mail each day. […]