TIP! Before opening a credit card, be sure to check if it charges an annual fee. Annual fees for black or platinum cards can range from $100 to $1000 depending on the card’s exclusivity. It can be time consuming and confusing trying to sort though credit card promotions that arrive with your mail each day. […]

TIP! Don’t use credit as an excuse to buy items that are outside your price range. While it’s fine to use your card to purchase an item you can pay for later, it is not a good idea to purchase something you will have trouble paying down the line. Credit cards can be extremely dangerous. […]

TIP! Don’t use cards to buy items you could never afford. While it is fine to use them for items you may afford later, you should avoid using credit to purchase big ticket items that you are going to run into problems paying for. Sorting through all of the different credit card offers you receive […]

TIP! Carefully study all of the small print. Make sure you understand what you are getting involved in, even if it is a pre-approved card or a company offering help with getting a card. Consumer advice is valuable with regard to bank cards. This article hopes to educate you so you avoid any problems with […]

TIP! Retail credit card accounts should only be opened at stores that you will be shopping in quite frequently. Whenever retail stores put inquiries on your own credit to see if you qualify for that card, it’s recorded on your report whether you get one or not. It can be hard to sort through all […]