TIP! Don’t use cards to buy items you could never afford. While it’s fine to use your card to purchase an item you can pay for later, it is not a good idea to purchase something you will have trouble paying down the line. Credit cards offer perks, such as vacation points, to those who […]

TIP! Always pay your bills well before the due date, as this is a big part of maintaining your high credit score. Late payments involve fees and damage your credit. Charge cards offer perks, such as vacation points, to those who use them wisely. Other people who don’t use their cards wisely charge their vacation […]