TIP! Don’t close an account without understanding the consequences. There are times when closing out cards can lead to bad marks on your credit report and that is something you would like to avoid. A credit card can provide you with a lifeline if you ever find yourself in a difficult financial situation. Do you […]

TIP! Always pay your bills well before the due date, as this is a big part of maintaining your high credit score. Late payments involve fees and damage your credit. Charge cards offer perks, such as vacation points, to those who use them wisely. Other people who don’t use their cards wisely charge their vacation […]