TIP! Don’t use cards to buy items you could never afford. While it is fine to use them for items you may afford later, you should avoid using credit to purchase big ticket items that you are going to run into problems paying for. Sorting through all of the different credit card offers you receive […]

TIP! If you cannot afford to pay cash for something, think twice about charging it on your credit card. Though you may want to use a card to make a purchase that you are certain you can repay down the road, it is not smart to buy something that you clearly cannot easily afford. The […]

TIP! Avoid using credit cards to buy something that is more than you would ever dream of affording with cash. Big-ticket merchandise that you may have difficulties paying for should not be charged. Credit cards can be a convenient way to make purchases without carrying cash or incurring fees of debit cards. If you are […]

TIP! Never use a credit card for purchases that are beyond your means. While it’s suitable to pay for an item that you can afford to pay for later, don’t buy something that’s seriously out of reach. While there’s always a need to have cash in the wallet, some charge cards are also very useful. […]

TIP! Do not close credit card accounts until you understand the impact it may have. Depending on the situation, closing a credit card account might leave a negative mark on your credit history, something you should avoid at all costs. Having a credit card is of great assistance in many sticky situations. Do you have […]